Services About Why Us Coverage Get a Quote
Hauppauge's Trusted Insurance Partner

Hauppauge's Road
Forward with
Confidence

Specialized truckers insurance crafted for the professionals who keep America moving. From solo owner-operators to fleet managers, we protect what you've built on the road.

Scroll
What We Offer

Comprehensive Insurance Solutions

From liability to cargo, we provide the full spectrum of coverage that keeps your trucks on the road and your business protected.

Liability Coverage

Primary and supplemental liability protection that meets federal requirements and gives you peace of mind on every mile.

Physical Damage

Collision and comprehensive coverage for your power units and trailers, so unexpected incidents don't derail your operation.

Cargo Insurance

Protect your freight against damage, theft, and loss. Flexible coverage limits tailored to the value of your cargo.

Workers' Compensation

Employee injury coverage that keeps your crew protected and your authority compliant with state and federal regulations.

BOI & UCR Filing

Stay compliant with Bureau of International Insurance and Uniform Crime Reporting requirements without the hassle.

Authority Setup

New to trucking? We handle your MC number, USDOT registration, and IRP setup so you can focus on getting loaded.

Highway trucking scene representing Tracy Espey Truckers Insurance services
1998
Established in
Hauppauge
About Our Agency

Rooted in Hauppauge,
Committed to You

For over two decades, Tracy Espey Truckers Insurance has been the trusted insurance partner for trucking professionals across Long Island and beyond. We understand the unique challenges of the road because we work alongside the people who live it.

Our agency was built on a simple principle: truckers deserve insurance partners who speak their language, understand their operations, and fight for coverage that actually fits their business — not a one-size-fits-all policy that leaves gaps.

Local Hauppauge Office
Personalized Service
Competitive Rates
Fast Claims Support
The Difference

Why Hauppauge Truckers Choose Us

Dedicated Agent

You work directly with Tracy Espey — no call centers, no runaround. Real answers from a real person who knows your policy.

Quick Turnaround

Quotes in hours, not days. We understand that time on the road is money, and we move at the speed your business demands.

Fair Pricing

We shop multiple carriers to find the coverage you need at a price that respects your margins. No hidden fees, no surprises.

Ongoing Support

From annual reviews to compliance updates, we're your year-round insurance resource — not just a one-time transaction.

Protection Plans

Coverage Built for Every Type of Operator

Whether you're running a single truck or managing a fleet, we design policies that match your operation exactly.

Solo Operators

Owner-Operator

Tailored coverage for independent truckers. From primary liability to cargo, get the protection you need without paying for what you don't.

  • Liability minimums & above
  • Cargo & trailer coverage
  • Physical damage protection
  • bobtail & non-trucking liability
Most Popular
Growing Fleets

Small Fleet

Streamlined coverage for fleets up to 10 trucks. Centralized management with rates that scale as your operation grows.

  • Everything in Owner-Operator
  • Fleet discount pricing
  • Unified policy management
  • Driver-specific risk assessment
Large Operations

Fleet & Enterprise

Customized programs for large fleets with complex routing, multiple authorities, and specialized cargo requirements.

  • Custom coverage design
  • Workers' comp programs
  • Umbrella & excess liability
  • Dedicated claims advocate
Ready to Get Protected?

Your Road Starts with
the Right Coverage

Contact Tracy Espey Truckers Insurance today for a personalized quote. We'll find the protection your operation deserves — at a price that makes sense.

Get in Touch

Let's Talk About Your Coverage

Whether you need a new policy, a renewal review, or just have questions about your coverage, we're here to help. Reach out — we respond fast.

Our Office
490 Wheeler Rd
Hauppauge, NY 11788-4361

Request a Quote

Fill out the form below and we'll get back to you within one business day.

Is this your business?This is my business